Reduce you weight and your life insurance premium will drop. Your BMI or Body Mass Index is a very serious factor in calculating your risk to a life insurance carrier.
A high Body Mass Index will always attract a high life insurance rate all other things being equal. When your Body Mass Index rating is high it shows that your weight is too much for your height. Put more effort into shedding excess weight as losing just a few pounds could give you another BMI rating which means cheaper premiums.
Using tobacco in any form will increase your life insurance rates. For instance, you’ll pay a more expensive life insurance premium if you chew or snuff tobacco.
Staying off all tobacco products will result in less expense in life insurance.
If you take part in high risk or extreme sports you’ll attract high life insurance rates. Therefore quit any sport or activity that’s either extreme or dangerous and you’ll attract more affordable rates.
Vocations that are regarded as hazardous attract more expensive life insurance premiums. Choosing a safe vocation will reduce your life insurance rate by a good margin. An individual who works in a nuclear plant can’t expect the same rates with a clerk in the neighborhood supermarket.
Visit at least five insurance quotes sites. Requesting quotes from at least five quotes sites raise the chances that you’d receive better life insurance quotes. This is because insurers not represented by one site would be covered by the other. And, you know that since the likelihood of receiving lower life insurance quotes has to do with the range of quotes you get, the more insurance companies you obtain quotes from, the brighter your chances will be. Obtaining your life insurance quotes online will help you save far more if you sacrifice around 25 minutes to ask for quotes from at least five insurance quotes sites.