The Medicare coverage gap has been a startling discovery for millions of Americans who are waking up to the reality when their share of co-pay increases while buying pharmacy products. Dr. David Himmelstein of Harvard Medical School opined that, “For middle-class Americans, health insurance offers little protection. Most of us have policies with so many loopholes, co-payments, and deductibles that illness can put you in the poorhouse.”
The Medicare prescription plan that most Americans have stops paying coverage for drug prescription when their expenditure crosses $ 2,830 dollars. It then resumes only if the medical bill exceeds $ 6,440. This is called catastrophic coverage. The gap in between is called the doughnut hole. Americans have been protesting against this policy for long.
It was a major agenda in President Obama’s election and Senator Ron Paul has been pushing to allow importation of Canadian drugs to meet this gap. If politicians are to be believed things will go as they are going right now till 2014! In the meanwhile seniors will have to burn their pockets paying medical bills or resorting to Canada drugs. Here is why Canadian drugs are the best solution available.
Canadian Drugs Save You Money
For the cash strapped American buyer, Canada drugs are a boon. An AARP (American Association for Retired Personnel) report in 2010 suggests that savings up to 80% are possible if you buy Canadian drugs. The savings are much larger on brand name drugs which are clearly overpriced in the American market. Generics too, are way cheaper in America.
Americans find it hard to understand as to why drugs made in countries like India and China which are sold by American companies are more expensive than those sold by their Canadian counterparts. But the fact is that Canadian products are cheaper because of Canadian governance. The Canadian government has an authority which monitors the price rise in drugs and it is illegal to raise prices by more than the level of CPI inflation in any given year. Compare this with the average American increase of three times the CPI inflation and the price differences make complete sense.
Canadian Drugs Are Equally Safe
Canadian drugs are manufactured keeping the same safety standards in mind. The regulations issued by Health Canada are stricter than the US-FDA, according to many experts. Each pharmacist needs to be registered with the state that is issuing its license and needs to prominently display its number on its website. There have been cases of fraud and counterfeit sellers earlier, but there is information available for the diligent customer to protect themselves. Rating agencies like PharmacyChecker, LegitScript and VIPPS rate sellers of Canadian pharma products. Moreover the government agencies help you search any cases of fraud or misconduct if you enter the registration number of the pharmacist. You can buy Canadian drugs safely if you just follow the instructions.
Canadian Drugs Are Convenient:
According to a book titled, Everything You Need to Know about Buying Prescription Drugs in the US, more than 20% of the buyers buy Canadian drugs because they are convenient. Such buyers prefer buying drugs for embarrassing conditions like genital warts from Canadian suppliers. Also sellers of Canadian pharma have a reminder program.
If you enrol in reminder programs, you need not bother about when you are likely to run out of medication. They will contact you when your refill is due and ensure that the medication reaches you just in time. The secure payments and information policies act as another incentive. There are agencies like Verisign which guarantee safe payments. The Canadian government has mandated that the information policy be displayed on the website of every seller of Canadian pharmaceuticals to ensure that your information is not misused.
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