American Express is the world’s leading card issuer by purchase volume. American Express processes millions of transactions daily for their high expenditure cardmembers. By delivering purchasing power, flexibility, and financial control American Express helps small business owners succeed.American Express helps companies manage their costs and save billions of dollars by providing commercial payment tools and expertise.Concerning industry leading rewards programs and platforms, the company dominates.American Express operates the world’s biggest travel network as they serve clients and businesses.American Express is the one company with a strong global presence across the complete payments chain.Instead of from lending fees and revolving credit balances, American Express earns the majority of its revenues from cardmember expenditure and with business they drive to merchants.American Express cardmembers spend on average about 3.5X more than the ones from Visa and 3X above those of MasterCard.The company has the best credit quality among all the major credit card issuers. With the billions of transactions that flow through its network, American Express is able to create value for its customers by capturing and analyzing all the information.For 5 consecutive terms, American Express has earned awards for the highest customer satisfaction among credit card companies by J.D. Power and Associates.
Although there are three different variations of this Blue by American Express credit card, only 2 of them are really popular. One is named the Blue Cash Everyday card and the other is the Blue Cash Preferred Card. These two Blue by American Express credit cards differ in their cash bonus. The Blue Cash Preferred card has a $ 150 cash bonus, while the Blue Cash Everyday card carries a $ 100 cash bonus. The Blue Cash Everyday version carries a $ 100 cash bonus, while the Blue Cash Preferred version has a $ 150 cash bonus. There’s also a disparity in the cash back earning potential between these two Blue by American Express credit cards. On supermarkets, gas, and department store purchases, the Blue Cash version of your Blue by American Express card earns a higher cash back rate. One of this differences between these 2 Blue by American Express cards is that the Blue Cash Everyday doesn’t have an yearly fee, while the Blue Cash Preferred card carries a $ 75 yearly fee. If you spend somewhere around $ 30,000 a year on your credit card, then the Blue Cash Preferred version would be the better option between these 2 Blue by American Express cards. Both the these Blue by American Express credit cards offers a 0% introductory APR on purchases for 12 months.
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