The company has the highest credit quality among all the major credit card issuers. American Express has the ability to capture and analyze information from the billions of transactions flowing through their network which allows them to create value for their customers. On average, American Express cardmembers spend about 3X more than those of MasterCard and 3.5X more than those of Visa. Instead of from lending fees and revolving credit balances, American Express earns the majority of its revenues from cardmember spending and with business they drive to merchants. For 5 consecutive terms, American Express has earned awards for the highest customer satisfaction among credit card companies by J.D. Power and Associates. Concerning industry leading rewards programs and platforms, the company dominates. Globally, American Express sets itself apart with its strong presence across the complete payments chain. American Express serves consumers and businesses by operating the world’s leading travel network. American Express processes millions of transactions daily for their high expenditure cardmembers. American Express helps companies control their spending and save billions of dollars by providing commercial payment tools and expertise. American Express helps small business owners succeed by delivering purchasing power, flexibility, and financial control. By purchase volume, American Express is the world’s prime card issuer.
American Express has many credit card products, but the American Express Premier Rewards Gold card has to be one of their most popular. The card is extremely popular because of it’s sign-up bonus points of 25,000 points, which are worth $ 250 in redemption. The American Express Premier Rewards Gold card will also let you earn an additional 15,000 points, worth $ 150, each year that you spend at least $ 30,000. Another reason the American Express Premier Rewards Gold card is so popular is because there is NO annual fee for the first year, so not only do you get the bonus points, you get to try the card out for free! In terms of how the rewards work with the American Express Premier Rewards Gold card, you will receicve triple points on airfare, double points on stand-alone supermarkets, and double points on your gas purchases. With this credit card you’ll also get 1 point per $ 1 spend on all other purchases that don’t fall into the higher earning categories. When redeeming your points, you can use them on airfare, hotel, and several other travel expense categories. You can redeem your points for dining gift cards, entertainment, and even when you shop at their more than 300 retail partners online. The American Express Premier Rewards Gold card is a feature rich credit card so you will get some of the little perks such as baggage insurance, extended warranty on purchases, and return protection for purchases. Another great feature of the American Express Premier Rewards Gold card is that whenever you book two consecutive hotel nights through American Express Travel services, you’ll get back $ 75 after you check out. Once your account is open, you must spend at least $ 2,000 within the first three months to receive your 25,000 bonus points.
By Pexels from Pixabay